There is a whole lot of good in Medicare and it's all here for you! This is all too important to guess at, crossing fingers hoping the right plan was "picked". Be good to yourself! Take the time, pick up the phone and call. No exaggeration that in just a few seconds, you will be glad you did...I promise! This is your time to relax and enjoy life, and I am just the fella to have on your side with everything, Medicare!